PLATINUM MONEY MARKET ACCOUNT - A limited transaction, tiered rate account that earns higher interest rates on larger balances. Enjoy full use of your money while earning interest. Make as many as six withdrawals (three by check) each monthly cycle.

PERSONAL SAVINGS - This savings account offers a competitive interest rate, quarterly or monthly statement (when combined with a checking account), and a low minimum deposit to open.

CERTIFICATES OF DEPOSIT - Choose a term from one to five years with competitive interest rates and compounding interest. Shorter terms are also available.

INDIVIDUAL RETIREMENT ACCOUNTS - A wise investment to make your retirement years secure. This product features competitive interest rates and possible tax benefits.* Choose from a Variable Rate IRA or a traditional IRA Certificate of Deposit.

*Consult your tax professional.

The above accounts are accessible through AmeriLink, our 24-Hour internet banking service. Money Market and Savings accounts can also be accessed through our ATM network and through Access American, our 24-hour telephone banking service.